Students in grades seven through 11 can enter to win $1,000 to help boost their college savings in the 13th annual Money Smart Kid Essay Contest. Sponsored by the Iowa Bankers Association, eligible students can enter by writing an essay of 400 words or fewer based on the following; “Many American families experience income volatility over the course of a year. Please explain what the phrase ‘income volatility’ means, why a family may experience it, who in our communities are prone to experience ‘income volatility’ and approximately how many Americans experience it every year. Please offer ways that a family could prepare for a sudden change in income. Please also discuss what you think could be done to help alleviate this situation.” The winning author will receive the $1,000 award. An additional nine finalists will earn money as well; four at $500 each and five at $300 each. Essays are due by Friday, March 1. Applications can be found through the link included below.