Iowa ranks among the nation’s most credit-diligent states, placing fifth in a new WalletHub study measuring how Americans manage their credit and protect their financial standing. The personal finance company compared six indicators across all 50 states, including missed payments, collection accounts, frozen credit reports, active bankruptcies, and disputes filed with creditors. Iowa ranked first in the nation for the lowest percentage of customers with missed payments during the first quarter of 2026, the primary factor in maintaining healthy credit scores. The state also ranked fourth in the percentage of customers with collection tradelines, 17th in frozen credit reports, 15th in active bankruptcies, and 30th in consumers who filed a dispute with a creditor during the past two quarters. Vermont, Hawaii, and Alaska were ranked the most diligent, while Arkansas, Mississippi, and Louisiana rounded out the bottom of the list. Read the WalletHub report in its entirety using the link included with this story on our website.
______
https://wallethub.com/edu/states-where-people-are-most-diligent-with-credit/128295
